Bandhan Bank Q4 results: Massive 5x Profit Growth to ₹318 Crore, Dividend Declared

Bandhan Bank Q4 results: Net Profit Surges 482% YoY to ₹318 Crore, Dividend of ₹1.5 Announced

Bandhan Bank has mentioned a widespread 482% year-on-year (YoY) bounce in its internet earnings for the fourth quarter ended March 31, 2025, showcasing sturdy recovery momentum. The lender posted an internet income of ₹318 crore in Q4FY25, a sharp upward push from ₹54.6 crore recorded in the same period over the last 12 months. This surge comes notwithstanding a hard-running environment and is attributed to decreased provisioning and improved asset high-quality.

However, on a quarter-on-quarter (QoQ) basis, Bandhan Bank’s performance confirmed a decline. The internet profit fell by using 25% compared to the December 2024 region, highlighting some sequential pressure because of softer earnings and working metrics.

Despite the sequential drop, the Board of Directors accepted a final dividend of ₹1.5 in keeping with the fairness percentage for its shareholders, signaling self belief within the bank’s financial function and long-time period outlook.

Bandhan Bank Q4 results: Revenue Performance

On the profits front, Bandhan Bank’s net interest income (NII) – a key measure of the difference between interest earned and interest expended – stood at ₹2,756 crore for Q4FY25. This reflects a four% YoY decline, suggesting some pressure on lending yields and hobby margins. The softer NII overall performance may also be related to converting loan blend and hobby rate dynamics.

The decline in hobby income indicates the want for the lender to recalibrate its lending techniques and asset base, especially inside the face of evolving market situations and regulatory frameworks.

Bandhan Bank Q4 results: Stock Performance

The market reacted mildly to the financial institution’s income announcement. Bandhan Bank’s stocks at the Bombay Stock Exchange (BSE) closed 1.7% decrease at ₹165 per share on April 30. This marginal dip displays a mixture of investor warning and earnings booking after a recent rally, coupled with worries over sequential profit decline and flat NII increase.

Bandhan Bank Q4 results: Overall FY25 Snapshot

The Q4 overall performance caps a combined FY25 for Bandhan Bank. While the year ended with a huge YoY profit surge inside the very last zone, driven by price control and moderation in provisioning, the contraction in NII and sequential softness spotlight operational demanding situations.

The management is predicted to consciousness on asset excellent improvement, broadening its purchaser base, and strengthening retail lending to pressure sustainable growth in FY26. Analysts trust that a go back to steady credit score increase and margin recovery will be key levers for long-time period re-score of the inventory.

Bandhan Bank Q4 results: Looking Ahead

With the very last dividend announcement and a profitable near the economic year, Bandhan Bank has signaled its reason to reward shareholders whilst preserving financial subject. Bandhan Bank Q4 results The financial institution’s overall performance within the coming quarters will be carefully watched as it pursuits to beautify profitability and regain investor self belief amid a aggressive banking panorama.

Investors and analysts alike will song key metrics together with credit score increase, NIM trajectory, and asset pleasant tendencies in the imminent quarters to gauge the strength of the bank’s turnaround tale.

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