Central Bank Of India Q4 Results : Robust 28% Profit Growth, ₹5,000-Crore Fundraising Approved

Central Bank Of India Q4 Results: Strong Bottom-Line Performance

Central Bank of India Ltd. brought a sturdy financial performance for the fourth quarter ended March 31, 2025.
The financial institution suggested a standalone internet income of Rs 1,034 crore, up 28% from Rs 807 crore in the same duration final year, in keeping with its trade submitting. This robust growth highlights the financial institution’s persevered momentum in improving operational performance and profitability.

Central Bank Of India Q4 Results: Improvement in Asset Quality

The financial institution’s asset pleasant noticed a giant improvement in the course of the sector.
Gross non-appearing property (NPA) ratio declined with the aid of 68 foundation factors sequentially to three.18%.
Net NPA fell to 0.55% from 0.59% in the preceding sector.
The Provision Coverage Ratio (PCR) progressed impressively, reaching ninety six.Fifty four%, that is a upward push of 296 basis factors 12 months-on-year.
This high-quality asset great improvement reflects the financial institution’s effective risk control and reinforced credit tracking practices.

Central Bank Of India Q4 Results: Key Financial Metrics (Standalone, YoY)

Pure profit: Rs 807 crore vs. Rs 807 crore vs. 28% to Rs 1,034 crore.
Pure Interest Interest Income (NII): Rs 3,399 crore vs. Rs 3,541 crore, below 4%.
Gross NPA: 3.18% vs three.86% sequentially.
Net NPA: zero.55% vs zero.59% sequentially.

Despite a moderate decline in internet hobby income, the strong increase in earnings demonstrates the financial institution’s capability to manipulate charges and pressure non-hobby income efficiently.

Central Bank Of India Q4 Results: Business Growth and Expansion

For the total financial year 2025, Central Bank of India recorded a ten.37% growth in overall enterprise, achieving Rs 7.03 lakh crore.

This boom changed into led by a healthy expansion in each deposits and advances:

Total Deposits: Up 7.19% year-on-year to Rs four.Thirteen lakh crore.
Current and Savings Account (CASA) Deposits: Accounted for 48.91% of overall deposits, growing by four.Seventy 9% to Rs 2 lakh crore.
Gross Advances: Increased by 15.24% to Rs 2.9 lakh crore.

The credit score-to-deposit (CD) ratio stepped forward significantly by way of 554 basis points to 71.13% as of March 31, 2025, signaling better utilization of the price range and an increasing lending book.

Central Bank Of India Q4 Results: Dividend Announcement

Central Bank of India’s board endorsed a final dividend of Rs 0.1875 in line with equity proportion for financial 2025.
The dividend is subject to approval with the aid of the shareholders at the approaching Annual General Meeting (AGM).

Rs 5. 000-Crore Fundraising Plan

The board has also authorized a fundraising plan to raise as much as Rs 5,000 crore in fiscal 2026.

The capital raising can be done via a combination of techniques consisting of:

Follow-on Public Offer (FPO)
Rights Issue
Qualified Institutional Placement (QIP)
Preferential Issue
Issuance of Basel III Compliant AT1/Tier II Bonds

The fundraising ambitions to reinforce the bank’s capital base and assist future growth initiatives. The plan is difficulty to important regulatory approvals.

Stock Performance

Ahead of the results declaration, stocks of Central Bank of India closed 1.Fifty five% higher at Rs 37.Four in keeping with proportion on the BSE.

This compared favorably in opposition to a 1.27% upward push inside the broader BSE Sensex, signaling tremendous investor sentiment towards the financial institution’s improving fundamentals.

Outlook

Central Bank of India’s consistent improvement in asset high-quality, developing loan book, strategic fundraising plans, and sustained profitability reflect a sturdy growth trajectory.

With the Indian economy keeping momentum and authorities pushing closer to infrastructure and credit score growth, the bank is properly-positioned to capitalize on emerging opportunities in 2026.

Apply Now:- Click here

More Jobs:-

Note: We are also on WhatsApp, LinkedIn, Google News, and YouTube, to get the latest news updates, Subscribe to our Channels. WhatsApp– Click Here, Google News– Click Here, YouTube – Click Here, and LinkedIn–Click Here. , Telegram – Click Here, and Twitter – Click here

#Alexahire #Central Bank Of India Career #Central Bank Of India Q4 Results

Jyoti Kumari

Related Blogs

Accenture Walk in interview for Freshers in Mumbai | Apply

Accenture Walk in Drive (0-2 yrs Exp.) |.

Accenture is a main worldwide professional services agency, presenting various services in method, consulting, digital, era, and operations. Accenture.