A Credit Card Sales Executive promotes and sells credit card products to potential customers, identifies prospects, explains card benefits, and processes applications. They also maintain relationships with clients, achieve sales targets, and ensure compliance with company policies and regulations. Strong communication and customer service skills are essential.
- Job Role: Credit Card Sales Executive
- Salary: ₹13,000.00 – ₹18,000.00 per month
- Location: Coimbatore, Tamil Nadu
- Company: Flipkart
- Qualification: Higher Secondary(12th Pass)
About Company:
Flipkart, founded in 2007 utilizing Sachin and Binny Bansal, is a leading Indian e-trade agency centered in Bangalore. Initially focusing on ebook sales, it has for the reason that elevated to a variety of merchandise, such as electronics, fashion, and groceries. Acquired utilizing Walmart Inc. In 2018, Flipkart played a vital position in India’s online retail marketplace, leveraging an innovative era and a sturdy delivery chain. The agency operates popular offerings like Flipkart Plus, and Myntra, and has a large stake in the payments platform PhonePe, improving its presence in the virtual economy.
Role Overview:
Flipkart is hiring complete-time Credit Card Sales Executives in Coimbatore, Tamil Nadu, with a monthly profits variety of ₹13,000 to ₹18,000. The function involves promoting SBI credit score playing cards to clients within the financial institution premises. Candidates ought to have completed at least their 12th grade and be between 20 to 30 years old. The process gives advantages like cell phone compensation and provident fund (PF), with extra incentives based on overall performance. The painting timetable is Monday to Friday in day shifts. Interested candidates can percentage their resumes.
Roles and Duties Of Credit Card Sales Executive:
A Credit Card Sales Executive plays a critical role in using the boom and profitability of credit score card products for financial establishments. Here are the pinnacle five roles and duties.
Sales and Marketing:
Develop and execute strategies to promote credit score card merchandise. This entails direct sales, participating in promotional sports, and leveraging diverse advertising and marketing channels to attain capacity clients.
Customer Engagement:
Identify and interact with capability clients to explain the benefits of credit card merchandise, solve queries, and deal with issues. Building strong relationships with customers is fundamental to raising income and ensuring purchaser satisfaction.
Application Processing:
Assist clients with the credit card application technique, making sure all necessary documentation is finished accurately and submitted directly. Follow up on utility popularity and speak updates to candidates.
Compliance and Risk Management:
Ensure all sales activities follow regulatory requirements and agency policies. This consists of performing due diligence, adhering to anti-cash laundering (AML) regulations, and handling dangers related to credit card issuance.
Performance Reporting and Analysis:
Track and record sales performance, marketplace developments, and patron comments. Use this data to refine sales techniques, improve service shipping, and meet or exceed sales targets.
Skills Required For Credit Card Sales Executive:
A successful Credit Card Sales Executive should have a combination of interpersonal, analytical, and technical skills. Here are the top five.
Communication Skills:
Excellent verbal and written conversation abilities are essential. Sales executives ought to simply carry the benefits of numerous credit score card options to potential customers, addressing their needs and issues effectively. A persuasive communique can convert inquiries into income.
Customer Service Orientation:
Building and maintaining robust client relationships is important. Executives have to be adept at being attentive to customers, knowledge of their monetary conditions, and providing tailored credit card answers. High degrees of empathy and patience make sure a high-quality customer enjoys and fosters long-term loyalty.
Sales Expertise:
Proficiency in income strategies and techniques is vital. This includes prospecting, lead era, and closing income. Understanding the sales manner, being able to handle objections, and employing powerful negotiation talents contribute extensively to reaching income targets.
Product Knowledge:
In-intensity expertise of the credit card merchandise being presented, which includes their functions, benefits, and terms, is necessary. Executives should be updated on new products and marketplace trends to offer correct facts and competitive comparisons to customers.
Analytical Skills:
Analyzing purchaser information and market developments allows for identifying capacity leads and tailoring sales pitches. Executives should be capable of determining creditworthiness and financial records to suggest appropriate products, ensure compliance with regulatory necessities, and minimize dangers.
Education:
Higher Secondary(12th Pass) (Preferred)
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