Freshers Walk-in Drive at IDFC FIRST Bank in Bengaluru
Walk-in Drive at IDFC FIRST Bank: IDFC FIRST Bank is conducting a Walk-in Diversity Interview for Uttar Pradesh rural branches, offering opportunities to candidates passionate about inclusive banking and community impact. The focus is on empowering diverse talent to drive financial growth in rural areas. Join to explore roles in customer service, sales, and branch operations.
- Job Description: Walk-in Drive at IDFC FIRST Bank
- Company: IDFC FIRST Bank
- Salary: Not Disclosed
- Location: Lucknow
- Qualification: Any Graduate
- Experience: 0-5 years
About Company:
IDFC FIRST Bank, installed in 2018 through the merger of IDFC Bank and Capital First, is the main economic organization in India. Committed to customer-centricity, the bank gives a wide variety of retail, company, and rural banking offerings, at the side of asset control and lending solutions. With a vision to empower each Indian, it makes a specialty of innovation, technology-driven services, and financial inclusion. Its tasks goal rural development, entrepreneurship aid, and sustainability, making it a trusted companion for diverse financial desires.
Walk-in Drive at IDFC FIRST Bank Job Description:
The Associate Relationship Manager plays a crucial role in driving the bank’s business in rural areas by providing financial solutions, fostering relationships, and ensuring the bank’s products and services meet customers’ needs effectively. The role involves sales, customer service, and loan management while adhering to the bank’s values and regulatory standards.
Key Responsibilities:
Sales and Business Development:
- Drive sales for various banking merchandise, consisting of liabilities (savings/modern money owed), domestic loans, loans in opposition to property, and personal loans.
- Achieve assigned objectives for brand-spanking new consumer acquisitions, portfolio growth, and go-promoting.
Customer Relationship Management:
- Build and preserve robust relationships with present and potential clients.
- Identify client needs, offer suitable economic answers, and make sure client pleasure.
- Proactively manipulate purchaser queries, court cases, and carrier requests.
Product Knowledge and Promotion:
- Maintain in-intensity information on banking services and products.
- Educate customers about the benefits of banking solutions tailored to their requirements.
- Promote the adoption of virtual banking channels.
Compliance and Risk Management:
- Ensure all consumer interactions and transactions adhere to the bank’s guidelines and regulatory norms.
- Identify and mitigate dangers in client relationships and transactions.
Reporting and Documentation:
- Maintain accurate facts of patron interactions, sales, and provider sports.
- Provide periodic updates and reports to the branch manager or crew leader.
Community Engagement:
- Actively take part in network outreach applications and monetary literacy projects.
- Foster trust and credibility for the financial institution inside the local network.
Required Skills and Competencies:
Sales and Communication Skills:
- Excellent verbal exchange and interpersonal skills to interact efficiently with rural customers.
- Strong persuasion and negotiation capabilities to force sales.
Product Knowledge:
- Comprehensive know-how of banking products along with financial savings debts, loans, and different financial solutions.
- Familiarity with rural banking demanding situations and purchaser needs.
Analytical and Problem-Solving Skills:
- Ability to analyze consumer requirements and recommend appropriate financial answers.
- Quick choice-making abilties for resolving patron issues.
Customer-Centric Approach:
- Passion for delivering remarkable customer support.
- Empathy and cultural sensitivity to connect to rural customers.
Tech-Savvy:
- Basic expertise in banking software programs and virtual structures.
- Ability to manual customers in using digital banking gear.
Qualifications and Experience:
Educational Requirements:
- Undergraduate degree in any discipline (minimum requirement).
- Postgraduate degree holders are also encouraged to apply.
Experience:
- 0 to 5 years of experience in sales, collections, or customer service within the banking sector or related industries.
- Experience in branch banking, unsecured loans, or mortgage lending is an added advantage.
Preferred Candidates:
- Individuals with a background in sales and knowledge of rural banking products.
- Candidates with experience in handling liabilities, loans, and collections.
Benefits at IDFC FIRST Bank:
Career Growth and Learning Opportunities: Offers structured professional paths, leadership programs, and continuous knowledge of structures to assist personnel to enhance their skills and professionally.
Employee Well-being: Provides complete medical health insurance, health packages, and mental health help to ensure personnel’s bodily and emotional well-being.
Inclusive Workplace: Promotes variety and inclusion, fostering a collaborative surrounding in which all and sundry are valued and empowered.
Competitive Rewards: Ensures appealing reimbursement packages, performance bonuses, and reputation programs to praise excellence and dedication.
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